With the notably uprising risks on our roads, needless pain and suffering can be eliminated with Medgulf's comprehensive insurance policies.
The different packages can cover private and commercial vehicles, including third party liability, with personal accident benefits for both the drivers and passengers.
These policies can be protracted to include an obligatory policy which can be used for Lebanon's official yearly inspection.
Flexible coverage options are available with the later packages:
BASIC
- Vehicles Model: Not more than 10 years since manufactured
- Third Party/Material Damage up to USD 500,000
- Depreciation on Spare Parts / Car Parts
- Deductible on Scratching & Denting
- 15% Deductible on Total Loss Basis
- Coverage can be up to USD 25,000 or USD 100,000
- Minimum Premium: USD 500
BASIC PLUS
- All conditions of the “Basic” program with the below added benifits
- No Deductible on Scratching & Denting
- Minimum Premium: USD 550
GOLD
- Vehicles Model: Not more than 3 years since manufactured
- Third Party/Material Damage up to USD 1,000,000
- No Depreciation on Spare Parts / Car Parts
- No Deductible on Scratching & Denting
- 10% Deductible on Total Loss Basis
- Coverage can be up to USD 25,000 or USD 100,000
- Replacement Car Benefit
- Dealer Repair Benefit
- Partial Theft Benefit
- Minimum Premium: USD 650
PLATINUM
- All conditions of the “Gold” program with the below added benifits
- Vehicles Model: Not more than 5 years since manufactured
- Natural Hazards up to USD 5,000
- Registration Fees: 7.5%
- Minimum Premium: USD 675
MOTOR LONG-TERM POLICIES:
A product designed for car loans, where the bank is the first beneficiary in case of total loss. The vehicle is insured for the whole period of loan against third party liability and own damage
RENTAL POLICIES:
A product designated for rental cars. The vehicle is insured against third party liability and own damage
ORANGE CARD
The Orange card is a Third Party Liability Motor Insurance, covering accidents in Arab countries including Algeria, Bahrain, Egypt, Iraq, Jordan, Kuwait, Libya, Morocco, Qatar, Syria, Tunisia and the UAE, according to the compulsory insurance laws of each participating country. The Orange Card tariffs are preset by ACAL (Association des Compagnies d’Assurance au Liban).
